Payments and checkout
Paying by card or bank, what the total is made of, and payments that are still clearing.
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6 answers
- Card or bank — which should I use?Bank payments cost less to process, so the total is lower. Card is instant; some bank methods take a day or two to clear.
- Why is the total more than the listed price?The creator keeps the price they listed, and the platform fees are added on top — shown in full before you pay.
- My payment says "processing"A bank debit your bank has not confirmed yet. Nothing is wrong and nothing is lost — the content unlocks when it clears.
- What currency am I charged in?You are charged in the creator's currency. Prices are shown in yours for comparison.
- I think I have been charged twiceUsually a pending authorisation that clears on its own. If both are settled, contact us — a genuine duplicate is refunded.
- Who am I actually buying from?You buy from the creator. They are the seller and the merchant of record for their own sales. Spenny Piggy runs the payments, the moderation and the safety controls around them.
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